Useful Information

New India

TPA Information

Asha Kiran

Synopsis:

Asha Kiran is designed for parents with ONLY Girl Child. It covers the hospitalization expenses of the family and Personal Accident for Parents.

Highlight:

  • Accidental death and Permanent Total disablement of parents is covered.
  • Additional benefit is paid in case of Critical illness is diagnosed
  • No Medical tests up to the age of 50 Years
  • More than 70 Day Care Treatments are covered under this Policy
  • Non-allopathic treatment is also covered
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Additional Cover for Critical Illness
Optional, for age below 65
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Co-Payment
Yes
Free Health Checkup
Up to 50% for Pre-acceptance health checkup
Ambulance Expenses
Up to 1% of Sum Insured, Max - 2500
Non-Allopathic Treatments
Up to 25% of sum insured
New Born Baby Cover
Yes, After 24 months of continues coverage
Daily Hospitalization Allowance
Up to 0.1% of sum insured
Donor Expenses
Covered
Nursing Allowance
Up To 1% of sum insured