Home         The Pencil Maker took the pencil aside, just before putting him into the box. There are 5 things you need to know," he told the pencil, "Before I send you out into the world. Always remember them and never forget, and you will become the best pencil you can be. • One: You will be able to do many great things, but only if you allow yourself to be held in someone’s hand." read more...   A key deciding factor will be to gauge the borrower’s financial capability to pay off the loan. You also need to evaluate objectively whether the borrower can honor such a commitment and not leave you to face the lone battle of paying up their dues in case of a default. If you are confident on both these counts, then you can opt to become a guarantor but not before you completely read and agree to the terms and conditions put forth by the bank in their agreement. read more...   Careful understanding of food groups is important while planning your child’s meals which should ideally include items from every food group essential for his/her appropriate physical and mental development. So, in order to understand the basics of healthy eating, it is important to know these food groups first. The food guide pyramid, first published by the USDA (United States Department of Agriculture) in 1992, suggests nutritional benefits and provides guidelines for the different food groups. read more...   Who can claim this additional deduction? Invest in Long Term Infrastructure Bonds to Save Tax 80CCF In the Union Budget 2010, Finance Minister; Pranab Mukherjee proposed a new section 80CCF under the Income Tax Act of 1961. From April 1, 2010, section 80CCF would provide an additional tax deduction, over and above the existing 80C deduction, in respect to investments made in long term infrastructure bonds. read more...   What are riders? Riders refer to covers that are offered by insurance companies in addition to the basic life cover. In other words, they cover risks that are beyond the scope of the main life policy, resulting in more comprehensive protection. What are the types of riders offered by insurers? Rider benefits offered could vary as per the insurance company and the policy purchased by the insured. Typically, riders extended include critical illness (or dreaded diseases) cover, personal accident (or accidental death and dismemberment) and waiver of premium benefit.   read more...   Please do not reply back to this mail. This is sent from an unattended mail box. Please mark all your queries / responses to webmaster@insuregain.com Information provided on this newsletter has been independently obtained from sources believed to be reliable. However, such information may include inaccuracies, errors or omissions. www.insuregain.com and its affiliates, information providers or content providers, shall have no liability to you or third parties for the accuracy, completeness, timeliness or correct sequencing of information available on this newsletter, or for any decision made or action taken by you in reliance upon such information, or for the delay or interruption of such information. www.insuregain.com, its affiliates, information providers and content providers shall have no liability for investment decisions or other actions taken or made by you based on the information provided on this newsletter.