The insurance regulator wants information regarding the insurance company’s expense ratio to be brought about in public, in order that there be greater level of transparency, thus indicating the income of the insurer over its administrative expenses. This could also benefit the investors in the company valuation. For instance, SBI Life has declared its expense ratio at 11% compared to the industry average of 15-17%. The IRDA does not insist on making it compulsory but again wants to make sure that the expense ratio is in public domain. It has come out with this plan to rule out actuarial Ulips due to non-transparency in their charges
Read more..
What is the value of a life lost in accident due to negligence, who pays for it, how much and most importantly when. There are no set rules or laws in force to ascertain these vital points and book the culprit.
We are witness to major disasters, which have devastated lives of many. Those who died lost their life and their dependents lost their livelihood forever. A solid case that triggers in our mind is the Bhopal gas tragedy, which took place in December 1984. The scar left by that tragedy is still fresh among those who have been the unlucky victim of that disaster.
Read more..
Life isn't fair to men.
When we are born, our mother's get the compliments and the flowers.
When we are married, our brides get the presents and the publicity.
When we die, our widows get the life insurance.
What do women want to be liberated from?


Read more..
The share of online shipping in small town India is more than a nibble. People spend large amounts every month on books, films and music apart from rail tickets and air tickets, gifts to friends and relatives or browsing for holiday planning. The easy access to the Internet and greater influx of online market has catapulted online shopping to great heights, which otherwise would have been restricted to few local stores with limited choice.
Read more..
The rosy picture painted in advertisements issued by a builder of spacious apartments set amidst rolling greens in a busy suburb fills you with skepticism. It need not for long as the Centre is putting the finishing touches on a bill that will make it tough for builders to divert funds or go back on promises of facilities and quality of construction.
Read more..
  Please do not reply back to this mail. This is sent from an unattended mail box.
Please mark all your queries / responses to
webmaster@insuregain.com
 
 
Information provided on this newsletter has been independently obtained from sources believed to be reliable. However, such information may include inaccuracies, errors or omissions. www.insuregain.com and its affiliates, information providers or content providers, shall have no liability to you or third parties for the accuracy, completeness, timeliness or correct sequencing of information available on this newsletter, or for any decision made or action taken by you in reliance upon such information, or for the delay or interruption of such information. www.insuregain.com, its affiliates, information providers and content providers shall have no liability for investment decisions or other actions taken or made by you based on the information provided on this newsletter.