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| The insurance regulator wants
information regarding the insurance company’s
expense ratio to be brought about in public, in
order that there be greater level of transparency,
thus indicating the income of the insurer over its
administrative expenses. This could also benefit
the investors in the company valuation. For instance,
SBI Life has declared its expense ratio at 11% compared
to the industry average of 15-17%. The IRDA does
not insist on making it compulsory but again wants
to make sure that the expense ratio is in public
domain. It has come out with this plan to rule out
actuarial Ulips due to non-transparency in their
charges |
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What is the value of a life lost
in accident due to negligence, who pays for it,
how much and most importantly when. There are no
set rules or laws in force to ascertain these vital
points and book the culprit.
We are witness to major disasters, which have devastated
lives of many. Those who died lost their life and
their dependents lost their livelihood forever.
A solid case that triggers in our mind is the Bhopal
gas tragedy, which took place in December 1984.
The scar left by that tragedy is still fresh among
those who have been the unlucky victim of that disaster.
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Life isn't fair to men.
When we are born, our mother's get the compliments
and the flowers.
When we are married, our brides get the presents
and the publicity.
When we die, our widows get the life insurance.
What do women want to be liberated from?
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| The share of online
shipping in small town India is more than a nibble.
People spend large amounts every month on books,
films and music apart from rail tickets and air
tickets, gifts to friends and relatives or browsing
for holiday planning. The easy access to the Internet
and greater influx of online market has catapulted
online shopping to great heights, which otherwise
would have been restricted to few local stores with
limited choice. |
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| The rosy picture
painted in advertisements issued by a builder of
spacious apartments set amidst rolling greens in
a busy suburb fills you with skepticism. It need
not for long as the Centre is putting the finishing
touches on a bill that will make it tough for builders
to divert funds or go back on promises of facilities
and quality of construction. |
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