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Monsoons have already arrived and it’s time for you to protect your house and belongings. Not long ago, many cities and towns were hit by floods brought in by the torrential rains which caused heavy wreckage. A home insurance policy is one way to keep yourselves prepared should the worst happens.

2. Do homemakers require life insurance policies?

Insurance is normally meant for the bread-winner of the family. This is because the earning capacity of the head of the family decides the insurance coverage that his family would require, in case of his demise. This is a very common perception among the people today. Nandini Grewal, a housewife in her mid-30s too had a similar view. Though she gave in to social obligations, she was not sure whether she should buy the investment oriented insurance policy pitched to her. Many people, including Nandini, believe that insurance is a forced form of savings. Hence the key message thrust on them is that insurance will not only provide some cover to your family, but can also give you some amount on maturity.

3. Insurance humor

Life insurance broker named Sham was always the top salesman for his company. In fact, he just completed his 8th straight year as the number one insurance agent when he decided it was time to hang them up and retire.

His best friend and partner Paresh took him out for a drink one last time - on company time, of course. Paresh asked, "Sham, you're the best life insurance agent I've ever seen. For the past 8 years, you've been outselling everyone. And every time I ask how you do it, you never tell me. Now that you are retiring, let me in on your secret. How do you sell so many life insurance plans?"

4. Life Insurance isn't for people who die, it’s for people who live.

What is Life Insurance? A lot of people go through their entire lives before understanding what life insurance is all about. A brief description is not at all needed for explaining what life insurance is. Sometimes it requires only one instance and we start believing how important it is to get ourselves insured.

5. Getting married? Get wedding insurance

Wedding planners say that the smallest metropolitan middle class wedding in India these days, costs upward of Rs 5 lakhs. With the stakes being so high, wouldn’t you want to cover any risk of loss?

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