Welcome

The single-page ‘Saral’ form is no longer simple. The introduction of the new form 2F has created confusion among the tax payers. Here onwards, while filing your Income Tax returns, you will have to fill in one more form i.e. 2F.

The new 2F four page form will include the income and expenditure of the tax payers. Wondering why this new introduction? Simple, the government is trying to track down the ones who are evading from tax payment. Patience in needed to know how much worth would all the trouble be.

The 2F form will include 9 schedules, which is supposed to be simple. One of the schedule, specifically schedule 5 demands the taxpayers to show a detailed cash flow statement. It includes your income and expenditure from all sources for the tax-assessment year. In short the income tax payer will have to mention their cash balance not only in the beginning of the year but...

In early May, when the prices of the stocks fell, the investors were hoping to see the market rise but the hope just got dampened when the market speedily moved southwards. The prices fell furthermore and the stock market was in mayhem.

Would it be wiser to stay invested or sell off the stocks? Probably, the only common question on every investor’s mind. To know what you should be doing in this heated market, read below.

Consider equity: Advisors suggest to stay invested in the market though it is very volatile at the moment. If long term is not what you are looking for, at least stay invested for a minimum of three years. The longer you stay invested the better returns you will reap.

The market is too complex, and too volatile, for a retail investor to enter on his own. So decide on mutual funds. Where the fund managers do the entire burden of mind-boggling decisions. Well, not everyone might agree to it because of the meltdown of market. But there is always sunshine after a dark night.

It is a know fact that investments in market requires an individual to have a good risk appetite. The recent yo-yo performance of the market has led many investors to think over again on their investment portfolios. Interestingly, the downfall of the market has not had a negative impact on the Unit Linked Insurance Plans (ULIP) owners.

ULIPs, also known as investment plans is a perfect package that comes with insurance coverage and investment options. So, that leaves you with the opportunity of investing in equities. But you do need to keep in mind that the investments in stocks are subject to the vagaries of the market. The volatility in equity markets can keep you uneasy and disturbed since you wouldn't like to see your reserve being affected. You need to know your risk appetite and then make a choice accordingly by choosing an appropriate fund.

Read More...

Before zeroing-in on a life insurance policy, you need to consider the following points.

1. Key out your needs:
Before buying an insurance policy, it is important to key out/identify your needs. Insurance requirements differ at every stage of life. If you are newly married, then you have dependents, your policy should center on the financial aid that would help your wife/children in your absence. Children’s education, marriage, your retirement, etc. all of these needs are taken care of by the policy. Evaluate you needs and then make a choice of the insurance policy.

Read More...

Please do not reply back to this mail. This is sent from an unattended mail box.
Please mark all your queries / responses to webmaster@insuregain.com

Information provided in this newsletter has been independently obtained from sources believed to be reliable. However, such information may include inaccuracies, errors or omissions. www.insuregain.com and its affiliates, information providers or content providers, shall have no liability to you or third parties for the accuracy, completeness, timeliness or correct sequencing of information available in this newsletter, or for any decision made or action taken by you in reliance upon such information, or for the delay or interruption of such information.

www.insuregain.com, its affiliates, information providers and content providers shall have no liability for investment decisions or other actions taken or made by you based on the information provided in this newsletter.