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                                              Malaria, Dengue Fever and Chikungunya can spoil the fun of the rains. Read on to find out how to keep your                                             self safe from them.

                                       Monsoons are arguably the best time of the year for a tropical country like ours, when seemingly barren                                stretches of land suddenly turn green and temperatures drop to a pleasant low. But the onset of rains also brings with it diseases -- some water-borne and others insect-borne.
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                                               A cheque is not a mere a piece of paper. It's imperative for you to know more to ensure that you don't end up                                             losing your hard-earned money.

                                        1. What is the difference between a bearer cheque and an A/c payee cheque?

A bearer cheque can be encashed over the counter by the person who presents it in the bank. However, in case of an A/c payee cheque,
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                                                  Many working people often shift their houses. For them, it is difficult to produce an address proof issued by                                              Govt. with latest address. Our India post (post office) has come up with a solution.

                                           Now you can get an Address proof along with your photo from India post. Since the ID proof is issued by India                                       post which is a central government organization, it is similar to Govt ID cards like Driving license, Voters ID etc. It can be used for opening bank accounts, for getting telephone/internet connections etc.
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                                                  It’s a well-known fact that healthcare costs are on the rise and one has to provide for it. Mediclaim covers                                                 offered by general insurers are popular among customers to meet their healthcare expenses. But is it a                                              perfect hedge? Is the size of the policy good enough to manage your entire family’s healthcare expenses?                                            It’s more prudent to go for a family floater instead of opting for multiple policies for your family, especially in                                         the case of younger families.

     What is a family floater?
Family floater covers the family as a whole for a fixed sum assured.
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                                                Filing tax returns is an essential task for anyone whose income crosses the basic exemption limit. In order                                              to minimize the tax impact on your income, tax planning is essential and for the same, it is essential to keep                                             a track of the latest developments as it will help you plan your investments wisely.

                                        The direct tax code which is in the proposal stages will replace the Income Tax Act come April, 2011, and hence, it is key to understand what the proposed changes are, and how it will impact you, the salaried individual. Following is a synopsis of the various changes announced.
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