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‘Sensex
zooms’ screams the newspaper headlines these days and
you can’t wait to make some fast bucks. But then you’re
a little hesitant to take the plunge into stock market investing.
You know little about stocks and risky investments and all these
years you have parked your hard earned money only in bank deposits,
PPF and postal savings that give you maximum security. Stocks
are not your cup of tea.
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A financial planner once said
this about the life insurance buying habits of Indians;
they don’t buy life insurance, it is sold
to them. Unfortunate, but true. Individual awareness
& understanding of life insurance products is
extremely low, and many among the insured don’t
even know whether the life insurance policy they
own meets their insurance needs, & in a larger
context, their personal finance needs.In most cases,
chances are, they could be doing better.
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